Travel Insurance

What is Travel Insurance?

Travel Insurance is an insurance policy which covers all risks while you are travelling within India or abroad. Everybody loves to travel. Travelling is an amazing experience & fun to cope up with stress & depression. While spending quality time with friends & family on a vacation, you live many key moments and collect unforgettable memories forever.

nivesh helpline travel-insurance

Whether you’re planning to travel for a business trip, enjoying vacation either with family or close friends, or studying abroad, it’s highly recommended to buy travel insurance plan to take care of risks or losses that might occur during the trip. Travel Insurance is meant to protect you & your loved ones from unforeseen circumstances, even if you are not with them.

  • Covers Flight Delay and Cancellations
  • No Extra Cost for Pre-Existing Diseases
  • Covers for Passport and Baggage lLoss
  • Personal Accident and Liability Covered
  • Quick Claim Reimbursement with Cashless Options

Travel Insurance Types

You can choose which coverage to opt for on the basis of your specific requirement. Travel plans and policy offer coverage against all possible emergency situations during transit.

Domestic Travel Insurance

Domestic travel insurance is meant for customers who are travelling within the country. It provides coverage for medical emergencies, permanent disability and death, checked-in lost/stolen baggage, travel delay and personal liability.

International Travel Insurance

International travel insurance offers protection from a number of contingencies for overseas travellers during international travel. It provides a comprehensive coverage for medical expenses overseas, hijack, baggage and travel delays, repatriations/evacuation to India, and loss of travel documents/passport besides the usual coverage.

Student Travel Insurance

Student Travel Insurance is a travel policy designed for students travelling abroad on student visa to pursue higher studies. The policy covers students who are going colleges, universities or institutes in a foreign country for academic or professional courses. There is minimum paperwork involved in student plans. The coverage is comprehensive and provides for expenses incurred on medical treatment, passport loss, and study interruptions.

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Medical Travel Insurance

Medical travel insurance is a short-term travel insurance plan formulated to cover specifically the health care and medical expenses incurred such as medical emergency and evacuation etc. when an individual travel overseas. The exact inclusions and exclusions depend upon the insurance provider from whom the medical travel insurance plan is purchased.

Group Travel Insurance

Group travel insurance, as the name suggests, is a type of travel insurance policy that covers a bunch of people who are not related to each other by blood and are traveling to a distant place together. This group of people could be members of a club, who are going on an international trip to participate in an activity or something. A group travel insurance policy in such a case saves thousands on the premium.

Senior Citizen Travel Insurance

Senior citizen travel insurance is for people who belong to the age group of 61-70 years. It is a travel medical insurance policy aimed at senior citizens to make their travel a pleasant experience. It includes coverage for dental treatments and cashless hospitalization besides the usual benefits associated with travel insurance.

Family Travel Insurance

A family travel Insurance plan insures the entire family of the insured individual from travel related emergencies. This plan covers hospitalization (travel medical insurance), baggage loss, and other incidental expenses. The claim disbursement is easy with minimal paperwork involved.

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What are the Inclusions of a Travel Insurance Plan?

The coverage offered by a travel plan varies from one insurer to another. The sum assured and coverage depends on the various add-ons selected and opted plan. Here are the inclusions that come with various travel plans:

International Travel PlansStudent Travel PlansFamily Travel Insurance PlansCorporate Travel Insurance PlansSenior Citizen Travel Insurance Plans
o Trip delays
o Missed connected flight
o Emergency medical evacuation
o Emergency medical charges
o Repatriation of the mortal remains
o Emergency dental charges
o Hospital cash
o Accidental death benefit
o Permanent total disablement benefit
o Baggage loss
o Loss of personal documents
o Delay/ loss of checked-in baggage
o Personal liability benefit
o Contingency travel benefit
o Hijack distress allowance
o Assistance in financial emergency
o Catastrophe and political risk and evacuation
o Return of minor child
o Compassionate family visit
o Accidental death benefit
o Permanent disability benefit
o Emergency medical charges
o Emergency dental treatment expenses
o Passport loss
o Delay or loss of checked-in baggage
o Personal liability benefit
o Study interruption
o Bail bond
o Protection of sponsor
o Compassionate family visit
o Medical screening or tests
o Psychological coverage
o Emergency medical charges
o Medical evacuation expenses
o Personal accident benefit
o Hospital cash allowance
o Delay/loss of checked-in baggage
o Baggage loss
o Personal documents loss
o Passport loss
o Personal liability coverage
o Emergency cash benefit
o Home burglary coverage
o Trip delays/curtailment
o Golfer hole-in-one coverage
o Emergency dental treatment charges
o Flight accident insurance
o Emergency healthcare charges
o Emergency medical evacuation
o Personal accident coverage
o Hospital cash allowance
o Delay or loss of checked-in baggage
o Baggage loss
o Personal documents loss
o Passport loss
o Personal liability coverage
o Emergency cash benefit
o Home burglary coverage
o Trip delays or curtailment
o Golfer hole-in-one coverage
o Emergency dental treatment charges
o Flight accident insurance
o Medical evacuation coverage
o Personal accident coverage
o Hospital cash allowance
o Delay or loss of checked-in baggage
o Baggage loss
o Personal documents loss
o Passport loss
o Personal liability coverage
o Emergency cash benefit
o Home burglary coverage
o Trip delays/ curtailment
o golfer hole-in-one
o Emergency dental treatment charges
o Accidental death and dismemberment insurance